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OFFICIAL RULES

 

NO PURCHASE NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

 

1. PROMOTION DESCRIPTION:

 

The SWEEPSTAKES TITLE (\"Sweepstakes\") begins on July 8th and ends on September 25, 2026 (the \"Promotion Period\").

 

The sponsor of this Sweepstakes is Dow Insurance Associates ("Sponsor"). By participating in the Sweepstakes, each Entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Sponsor, which shall be final and binding in all respects. Sponsor is responsible for the collection, submission or processing of Entries and the overall administration of the Sweepstakes. Entrants should look solely to Sponsor with any questions, comments or problems related to the Sweepstakes. Sponsor may be reached by email at info@dow-insurance.com during the Promotion Period.

 

2. ELIGIBILITY:

 

Open to legal residents of Colorado who are 18 Years Or Older (the \"Entrant\"). Sponsor, and their respective parents, subsidiaries, affiliates, distributors, retailers, sales representatives, advertising and promotion agencies and each of their respective officers, directors and employees (the \"Promotion Entities\"), are ineligible to enter the Sweepstakes or win a prize. Household Members and Immediate Family Members of such individuals are also not eligible to enter or win. "Household Members" shall mean those people who share the same residence at least three months a year. "Immediate Family Members" shall mean parents, step-parents, legal guardians, children, step-children, siblings, step-siblings, or spouses. This Sweepstakes is subject to all applicable federal, state and local laws and regulations and is void where prohibited or restricted by law.

 

3. PRIZES:

 

Grand Prize: One winner will receive the following grand prize:

 

1. 2 Tickets to see Rush in Concert on October 7, 2026 @ Ball Arena. (approximate retail value or "ARV": $250.00)

 

Only one prize per person and per household will be awarded. Gift cards and gift certificates are subject to the terms and conditions of the issuer. Prizes cannot be transferred, redeemed for cash or substituted by winner. Sponsor reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Sponsor's good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Sponsor makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. Restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.

 

This Sweepstakes is open to legal residents of Colorado and Prize will only be awarded and/or delivered to addresses within said location. All federal, state and/or local taxes, fees, and surcharges are the sole responsibility of the prize winner. Failure to comply with the Official Rules will result in forfeiture of the prize.

 

4. HOW TO ENTER:

 

A. Enter the Sweepstakes and opportunity to gain 25 additional entries in our giveaway during the Promotion Period by visiting the online entry form, which can be found at https://www.dow-insurance.com/rushconcert             

 

By submitting your information online, you consent to receiving calls, texts, emails, or recorded messages from Dow Insurance Associates from the following number(s): (303) 688-0368 – or phone numbers directly associated to agents under the employ of Dow Insurance Associates

 

You can gain 25 additional entries for each insurance quote you receive from us.

 

You can also gain 25 additional entries for each valid insurance referral you provide that receives a quote.

 

B. Mail-In Entry (No Contact Consent Required)

 

If you do not wish to consent to being contacted about insurance, you may still enter the Sweepstakes and receive 25 entries by mailing your full name, email, and phone number (legibly printed) to the following address:

 

Dow Insurance Associates

751 Maleta Ln # 204, Castle Rock, Colorado

United States

 

Mail-in entries must be postmarked by the end of the Promotion Period. Each mail-in entry will earn 25 entries in the Sweepstakes and does not require consent to receive calls, texts, emails, or recorded messages from Dow Insurance Associates

 

Automated or robotic Entries submitted by individuals or organizations will be disqualified. Internet entry must be made by the Entrant. Any attempt by Entrant to obtain more than the stated number of Entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void Entrant's Entries and that Entrant may be disqualified.

 

Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All Entries must be posted by the end of the Promotion Period in order to participate. Sponsor's database clock will be the official timekeeper for this Sweepstakes.

 

5. WINNER SELECTION:

 

The Winner(s) of the Sweepstakes will be selected in a random drawing from among all eligible Entries received throughout the Promotion Period. The random drawing will be conducted about within 2 weeks after the Promotion Period by Sponsor or its designated representatives, whose decisions are final. Odds of winning will vary depending on the number of eligible Entries received. If the winner does not accept the winnings 48 hours after being notified by Sponsor, a new winner will be drawn.

 

6. WINNER NOTIFICATION:

 

Winner will be notified by email at the email address provided in the Entry Information approximately within 2 weeks of promotion closing after the random drawing. Potential Winner must accept a prize by email as directed by Sponsor within 2 days of notification. Sponsor is not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties associated therewith, or Winner’s failure to adequately monitor any email account.

 

Any winner notification not responded to or returned as undeliverable may result in prize forfeiture. The potential prize winner may be required to sign and return an affidavit of eligibility and release of liability, and a Publicity Release (collectively \"the Prize Claim Documents\"). No substitution or transfer of a prize is permitted except by Sponsor.

 

7. PRIVACY:

 

Any personal information supplied by you will be subject to the privacy policy of the Sponsor posted at the bottom of https://www.dow-insurance.com. By entering the Sweepstakes, you grant info@dow-insurance.com the ability to contact you to offer services, or email addresses directly associated to agents under the employ of Dow Insurance Associates

 

8. LIMITATION OF LIABILITY:

 

Sponsor assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction or alteration of entries at any point in the operation of this Sweepstakes; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers or providers utilized in any aspect of the operation of the Sweepstakes; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant's or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Sweepstakes or download of any materials in the Sweepstakes.

 

If, for any reason, the Sweepstakes is not capable of running as planned for reasons which may include without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of this Sweepstakes, the Sponsor reserves the right at its sole discretion to cancel, terminate, modify or suspend the Sweepstakes in whole or in part. In such event, Sponsor shall immediately suspend all drawings and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total ARV as set forth in these Official Rules) in a manner deemed fair and equitable by Sponsor. Sponsor and Released Parties shall not have any further liability to any participant in connection with the Sweepstakes.

 

9. SOCIAL NETWORK DISCLAIMER

 

A Facebook account may be required to enter. If you don’t already have a Facebook account, visit www.facebook.com to create one. It is free to create an account. This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook. You understand that you are providing your information to the Sponsor and not to Facebook. By participating via the Facebook platform, participants are also subject to Facebook’s data policy and terms of use, which can be found at https://www.facebook.com/about/privacy and https://www.facebook.com/legal/terms/update.

 

10. WINNER LIST/OFFICIAL RULES:

 

To obtain a copy of the Winner List or a copy of these Official Rules, send your request along with a stamped, self-addressed envelope to Dow Insurance Associates cc: 751 Maleta Ln # 204, Castle Rock, Colorado, United States. Requests for the names of the winners must be received no later than 2 weeks after the Promotion Period has ended. For accessing a Winner List online, email info@dow-insurance.com. The winner list will be posted after winner confirmation is complete.

 

11. SPONSOR:

 

Dow Insurance Associates, 751 Maleta Ln # 204, Castle Rock, Colorado, United States

 

12. ADMINISTRATOR:

Dow Insurance Associates, 751 Maleta Ln # 204, Castle Rock, Colorado, United States

Privacy Policy

At Dow Insurance we recognize that privacy is important. This Privacy Policy applies to all of the products, services and websites offered by Dow Insurance.

If you have any questions about this Privacy Policy, please feel free to contact us through our website or write to us at

Privacy Policy
c/o Dow Insurance
751 Maleta Ln Ste. 204
Castle Rock, CO 80108 USA

Information we collect and how we use it

We offer a number of services that do not require you to register for an account or provide any personal information to us. In order to provide our full range of services, we may collect the following types of information:

Information you provide – When you sign up for a Dow Insurance service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services, such as policy binding, we also request credit card or other payment account information which we maintain in encrypted form on secure servers. We may combine the information you submit under your account with information from other Dow Insurance services to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.

Cookies – When you visit Dow Insurance or related site, we send one or more cookies – a small file containing a string of characters – to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends, such as how people search.

Log information – When you access Dow Insurance services, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

User communications – When you send email or other communications to Dow Insurance, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

Affiliated sites – We offer some of our services in connection with other web sites. Personal information that you provide to those sites may be sent to Dow Insurance in order to deliver the service. We process such information in accordance with this Privacy Policy.

Links – Dow Insurance may present links in a format that enables us to keep track of whether these links have been followed.

Other sites – This Privacy Policy applies to Dow Insurance services only. We do not exercise control over any 3rd party links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you. ​Dow Insurance only processes personal information for the purposes described in this Privacy Policy.

In addition to the above, such purposes include: Providing our services to users, Auditing, research and analysis in order to maintain, protect and improve our services; Ensuring the technical functioning of our network; and developing new services.​

Dow Insurance processes personal information on our servers in the United States of America.​

Choices for personal information

When you sign up for a particular service that requires registration, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.
If we propose to use personal information for any purposes other than those described in this Privacy Policy and/or in the specific service privacy notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Privacy Policy, unless we have obtained your prior consent.
Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Dow Insurance features and services may not function properly if your cookies are disabled.​

You can decline to submit personal information to any of our services, in which case Dow Insurance may not be able to provide those services to you.

​Information sharing

Dow Insurance will not share personal information with other companies or individuals outside of Dow Insurance.

If Dow Insurance becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.​
Please contact us at the address below for any additional questions about the management or use of personal data.​

Information security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.​We restrict access to personal information to Dow Insurance employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

​Data integrity

Dow Insurance processes personal information only for the purposes for which it was collected and in accordance with this Privacy Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.​

Accessing and updating personal information

When you use Dow Insurance services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required.

​Enforcement

Dow Insurance regularly reviews its compliance with this Privacy Policy. Please feel free to direct any questions or concerns regarding this Privacy Policy or Dow Insurance's treatment of personal information by contacting us through this web site or by writing to us at

​Privacy Policy
c/o Dow Insurance
751 Maleta Ln Ste. 204
Castle Rock, CO 80108 USA​

When we receive formal written complaints at this address, it is Dow Insurance's policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between Dow Insurance and an individual.​

Changes to this Privacy Policy

Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Privacy Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes). Each version of this Privacy Policy will be identified at the top of the page by its effective date, and we will also keep prior versions of this Privacy Policy in an archive for your review.

​If you have any additional questions or concerns about this Privacy Policy, please feel free to contact us any time through this web site or at

Privacy Policy
c/o Dow Insurance
751 Maleta Ln Ste. 204
Castle Rock, CO 80108 USA

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